Avail Instant Cash Despite Credit Issues

10 Mar 2012

Most of the people hesitate to apply for loans, because of their poor credit history. Payday loans are unsecured and short-term loans, basically designed for people with bad credit, poor credit, below average credit, or no credit at all. These are different from other traditional loans, as in this case, borrowers can easily get approval, and instant cash, in spite of credit issues!

The range of amount that you can apply for may vary more or less from AUD 100 to AUD 1500, with repayment term varying from 14 to 31 days. Payday loans can be utilized for meeting various requirements like paying electricity bills, telephone bills, pending home rents, furnishing your home, sudden beak down in your car, unexpected medical checkups, and so on.

Your current working status and monthly income are actually the deciding factors of the amount that should be sanctioned to you! You should be in permanent employment for not less than last 6 months. You should be having fixed monthly income of at least AUD 1000. In addition, your age should not be less than 18 years. And, you should be holding a valid active bank account.

As the name itself implies, instant payday loans, are approved and granted without any credit check. You can get approval even with bad credit record, including foreclosure, arrears, defaults, arrears, CCJs, insolvency, or missed payments. So, without worrying for your credit score, you can apply for these loans!

Online mode of application is available 24 hours a day for the borrowers! Thus, without standing in long queue in any lending company, and waiting for your turn to come, you can apply for payday loans. You can fill and submit the form sitting in your home or office. Simply, you need to do some research, compare free online quotes, select the perfect deal, and finally apply for the selected deal. Filling of form is really very simple. You just need to provide few of your personal details. Due to faster approval process, cash is immediately dispatched in your active checking account!


If you do not want your credit history to go through any sort of credit check, you can apply for payday loans. By applying for these loans, you can obtain ample amount for your needs.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.